Friday, January 24, 2014

Finance crisis Due to Medical costs

Medical costs in the coming days, more and more Indians are going to be the biggest reason for the personal finance crisis . Last month, the U.S. was much discussion shutdown .

The Health Insurance Reform ( Obama care ) played a big role . Healthcare costs in the U.S. is the highest in developed countries . The health insurance system is not too sensitive about their customers .

Cost of Healthcare in America is terrible beating , it is very easy to quantify . In the U.S., a high school chemistry teacher who had cancer when he had to undergo chemotherapy to synthetic narcotics and he slowly entered the drugs trade . In India, people do not have . We often massive central and state governments provide free healthcare . 66 years of independence in the system at every level to provide medical services have been tried . Ranging from primary health centers in rural areas of the country - and there are different parts, multi -specialty hospitals .

However , the Healthcare Cost and Health Insurance in India is rapidly becoming a concern is financial . Provides current and retired government official employs healthcare . Despite the poor quality of private medical facilities are very expensive . Any person having the disease on the family ponderous being deep in debt . The average level of medical insurance for those who are unable to escape .

The medical cost rate is increasing in India , it is clear that even as the U.S. Healthcare Cost and health insurance are going to be problems . It will become a big financial issue . It is not a real Inflation Index . There are many cases in which it is clear that at least five -fold in the past decade has medical costs .

Individual and Personal Finances Advisers should focus more on the health insurance . However , it is also a regulator issue . Hospital overcharged and insurance companies are underpay . If the condition is not improved , the health insurance companies provide coverage to more people instead of just selling insurance policies Healthy people can switch to the business model . Such a model has already been launched in India .

There are two options in front of us . First , Obama care , in which the private and profit -Based Healthcare and Health Insurance Regulation is preserved and later , to put down on cost and coverage Denial
. Second, the socialist way . Healthcare responsibility of the government. This approach can work in India . Medical treatment is not so much the Indians will face financial problem and very few people will be able to pay medical bills .

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